joining us now is the author of decoding the obama health law. she's the former lt. governor of new york, betsy mccoy, who was in my memory, the very first person to start talking about the president's plan for health care. this is back in '09, nobody was talking about it yet and you were sounding this alarm and taking a lot of incoming. >> and here is the law. >> megyn: and she's the one who's read it. >> that's right. >> megyn: look at that, look at the dog eared papers and-- >> here is the new book that describes it in simple terms, beating obamacare. >> megyn: that looks much more digestible. you did not want to see this passed and now it's passed and now you feel that people need a guide to navigate around it the pitfalls, specifically, let's start with premiums. that's what's in the news, that premiums are up and going up higher. >> and there's a simple reason, there is no tooth fairy, and the new federal rule, some of which have already rolled out, are compelling all insurance companies to offer preventive care without a co-pay or deductible. when you go to ge